Learn about all the types of plans that UnitedHealthcare offers.
Medicare Advantage (MA) plans are health plan options approved by Medicare and offered by private insurance companies that are contracted by the federal government. MA plans provide Medicare Part A (hospital) and Medicare Part B (medical) coverage, and most plans also include Medicare Part D (prescription drug) coverage. Medicare Advantage plans also include other benefits and services such as dental, vision, hearing and fitness that Original Medicare does not cover.
UnitedHealthcare offers different types of Medicare Advantage plans (non-SNP, D-SNP, C-SNP, I-SNP) and plans include additional benefits and services beyond Original Medicare that may vary from plan to plan. Ultimately, our goal is to offer a plan to sell to meet the needs of every Medicare eligible consumer in the markets we serve.
Search, view, and compare UnitedHealthcare Medicare Advantage plans on the Medicare Product Portal.
Agent Reference Materials for 2024 - Medicare Advantage
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- New Plan Names opens in a new window
- Medical Deductible Overview opens in a new window
- 2024 UHC MAPD Formulary Update opens in a new window
- 2024 UHC C-SNP Formulary Information opens in a new window
- 2024 Inflation Reduction Act FAQ opens in a new window
- Understanding Drug Cost Estimator (DCE) Pricing opens in a new window
AARP® Medicare Supplement Insurance Plans
AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company or an affiliate are health insurance plans designed to supplement Original Medicare. They help pay some or all of the health care costs that Original Medicare does not cover (like copayments, coinsurance, and deductibles).
UnitedHealthcare offers AARP Medicare Supplement Plans A, B, C, F, G, K, L, and N (except in Massachusetts, Minnesota and Wisconsin, which have different plans and plan designations). Each plan has specific benefits so consumers can find one to best meet their needs and budget. Use language highlighted in this messaging platform when discussing plan options with consumers.
Note: In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Eligibility/Availability
General Eligibility
The following eligibility rules apply for AARP Medicare Supplement applicants:
- Enrolled in Medicare Part A and Part B
- Both must be active at time of the plan effective date
- A resident of the state in which they are applying for coverage
- Age 65 or older
- AARP membership (may enroll at time of application
Plans are available to people under age 65 and disabled in some states. Please visit the Product Availability Charts for more information.
Note:
In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Your Guide
Please view applicable state-specific directories on the Sales Materials Portal
Your Guide Alaska
Your Guide Alabama
Your Guide Arkansas
Your Guide Arizona - UHIC
Your Guide Arizona - UHICA
Your Guide California
Your Guide Colorado
Your Guide Connecticut
Your Guide District of Columbia
Your Guide Deleware
Your Guide Florida
Your Guide Georgia
Your Guide Hawaii
Your Guide Iowa
Your Guide Idaho
Your Guide Illinois - UHIC
Your Guide Illinois - UHICA
Your Guide Indiana - UHIC
Your Guide Indiana - UHICA
Your Guide Kansas
Your Guide Kentucky
Your Guide Louisiana
Your Guide Maryland
Your Guide Maine
Your Guide Michigan
Your Guide Minnesota
Your Guide Missouri
Your Guide Mississippi
Your Guide Montana
Your Guide North Carolina - UHIC
Your Guide North Carolina - UHICA
Your Guide North Dakota
Your Guide Nebraska
Your Guide New Hampshire
Your Guide New Jersey
Your Guide New Mexico
Your Guide Nevada
Your Guide New York
Your Guide Ohio - UHIC
Your Guide Ohio - UHICA
Your Guide Oklahoma
Your Guide Oregon
Your Guide Pennsylvania - UHIC
Your Guide Pennsylvania - UHICA
Your Guide Rhode Island
Your Guide South Carolina - UHIC
Your Guide South Carolina - UHICA
Your Guide South Dakota
Your Guide Tennessee
Your Guide Texas - UHIC
Your Guide Texas - UHICA
Your Guide Utah
Your Guide Virginia
Your Guide Vermont
Your Guide Washington
Your Guide West Virginia
Your Guide Wyoming
Availability and Eligibility Guides
Please view applicable state-specific directories on the Sales Materials Portal
Alabama Eligibility
Alaska Eligibility
Arizona Eligibility
Arkansas Eligibility
California Eligibility
Colorado Eligibility
Connecticut Eligibility
Delaware Eligibility
District of Columbia Eligibility
Florida Eligibility
Georgia Eligibility
Hawaii Eligibility
Idaho Eligibility
Illinois Eligibility
Indiana Eligibility
Iowa Eligibility
Kansas Eligibility
Kentucky Eligibility
Louisiana Eligibility
Maine Eligibility
Maryland Eligibility
Massachusetts Eligibility
Michigan Eligibility
Minnesota Eligibility
Mississippi Eligibility
Missouri Eligibility
Montana Eligibility
Nebraska Eligiblity
Nevada Eligibility
New Hampshire Eligibility
New Jersey Eligibility
New Mexico Eligibility
New York Eligibility
North Carolina Eligibility
North Dakota Eligibility
Ohio Eligibility
Oklahoma Eligibility
Oregon Eligibility
Pennsylvania Eligibility
Rhode Island Eligibility
South Carolina Eligibility
South Dakota Eligibility
Tennessee Eligibility
Texas Eligibility
Utah Eligibility
Vermont Eligibility
Washington Eligibility
West Virginia Eligibility
Wisconsin Eligibility
Wyoming Eligibility
AARP Medicare Select Availability
Rates & Underwriting
The Underwriting and Rate Guide provides state-specific details that assist you in quoting an AARP Medicare Supplement rate for consumers.
Underwriting requirements vary by state and product. Underwriting is used to determine eligibility and/or the rate, when applicable. Underwriting decisions are based on the information provided on the application as well as information received during the underwriting process.
Rate structures, discounts and rate guarantees also vary by state and product. Please refer to the state-specific information below for more information.
Note:
In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Underwriting and
Rate Guides
Not Applicable
Undewriting and Rate Guide-Alabama
Plan Change Situation-Alabama
Undewriting and Rate Guide-Alaska
Plan Change Situations-Alaska
Underwriting and Rate Guide Arizona
Underwriting and Rate Guide Arizona - UHICA
Plan Change Situations-Arizona
Underwriting and Rate Guide Arkansas - UHIC
Underwriting and Rate Guide Arkansas - UHICA
Plan Change Situations-Arkansas
Underwriting and Rate Guide California
Plan Change Situations California
Underwriting and Rate Guide Colorado
Plan Change Situations-Colorado
Underwriting and Rate Connecticut
Plan Change Situations-Conneticut
Underwriting and Rate Guide Delaware
Plan Change Situations-Delaware
Underwriting and Rate Guide District of Columbia
Plan Change Situations-District of Columbia
Underwriting and Rate Guide Florida
Plan Change Situations-Florida
Underwriting and Rate Guide Georgia
Plan Change Situations-Georgia
Underwriting and Rate Guide Hawaii
Plan Change Situations-Hawaii
Underwriting and Rate Guide Idaho
Plan Change Situations-Idaho
Underwriting and Rate Guide Illinois
Underwriting and Rate Guide Illinois - UHICA
Plan Change Situations-Illinois
Underwriting and Rate Guide Indiana
Underwriting and Rate Guide Indiana - UHICA
Plan Change Situations-Indiana
Underwriting and Rate Guide Iowa
Plan Change Situations-Iowa
Underwriting and Rate Guide Kansas_UHIC
Plan Change Situations-Kansas
Underwriting and Rate Guide Kansas - UHICA
Underwriting and Rate Guide Kentucky
Plan Change Situations-Kentucky
Underwriting and Rate Guide Louisiana
Plan Change Situations-Louisiana
Underwriting and Rate Guide Maine
Plan Change Situations-Maine
Underwriting and Rate Guide Maryland
Plan Change Situations-Maryland
Underwriting and Rate Guide Massachusetts
Plan Change Situations-Massachusetts
Underwriting and Rate Guide Michigan
Plan Change Situations-Michigan
Underwriting and Rate Guide Minnesota
Plan Change Situations-Minnesota
Underwriting and Rate Guide Mississippi
Underwriting and Rate Guide Mississippi - UHICA
Plan Change Situations-Mississippi
Underwriting and Rate Guide Missouri
Plan Change Situations-Missouri
Underwriting and Rate Guide Montana
Plan Change Situations-Montana
Underwriting and Rate Guide Nebraska
Plan Change Situations-Nebraska
Underwriting and Rate Guide Nevada
Plan Change Situations-Neveda
Underwriting and Rate Guide New Hampshire
Plan Change Situations-New Hampshire
Underwriting and Rate Guide New Jersey_UHIC
Underwriting and Rate Guide New Jersey_UHICA
Plan Change Situations-New Jersey
Underwriting and Rate Guide New Mexico
Plan Change Situations-New Mexico
Underwriting and Rate Guide New York
Plan Change Situations-New York
Underwriting and Rate Guide North Carolina - UHIC
Underwriting and Rate Guide North Carolina - UHICA
Plan Change Situations-North Carolina
Underwriting and Rate Guide North Dakota
Underwriting and Rate Guide Ohio - UHIC
Underwriting and Rate Guide OHIO - UHICA
Plan Change Situations-Ohio
Underwriting and Rate Guide Oklahoma
Underwriting and Rate Guide Oklahoma - UHICA
Plan Change Situations-Oklahoma
Underwriting and Rate Guide Oregon
Plan Change Situations-Oregon
Underwriting and Rate Guide Pennsylvania
Underwriting and Rate Guide Pennsylvania - UHICA
Plan Change Situations-Pennsylvania
Underwriting and Rate Guide Rhode Island
Plan Change Situations-Rhode Island
Underwriting and Rate Guide South Carolina - UHIC
Underwriting and Rate Guide South Carolina - UHICA
Plan Change Situations-South Carolina
Underwriting and Rate Guide South Dakota
Plan Change Situations-South Dakota
Underwriting and Rate Guide Tennessee - UHIC
Underwriting and Rate Guide Tennessee - UHICA
Plan Change Situations-Tennessee
Underwriting and Rate Guide Texas - UHIC
Underwriting and Rate Guide Texas - UHICA
Plan Change Situations-Texas
Underwriting and Rate Guide Utah
Plan Change Situations-Utah
Underwriting and Rate Guide Vermont
Plan Change Situations-Vermont
Underwriting and Rate Guide Virginia
Plan Change Situations-Virginia
Underwriting and Rate Guide Washington
Plan Change Situations-Washington
Underwriting and Rate Guide West Virginia
Plan Change Situations-West Virginia
Underwriting and Rate Guide Wisconsin
Plan Change Situations-Wisconsin
Underwriting and Rate Guide Wyoming
Plan Change Situations-Wyoming
Plan Changer Rate
Not Applicable
Plan Changer Rate Alabama
Plan Changer Rate Alaska
Plan Changer Rate Arizona
Plan Changer Rate California
Plan Changer Rate Colorado
Plan Changer Rate Delaware
Plan Changer Rate District of Columbia
Plan Changer Rate Georgia
Plan Changer Rate Hawaii
Plan Changer Rate Illinois
Plan Changer Rate Indiana
Plan Changer Rate Iowa
Plan Changer Rate Kentucky
Plan Changer Rate Lousiana
Plan Changer Rate Maryland
Plan Changer Rate Michigan
Plan Changer Rate Mississppi
Plan Changer Rate Missouri
Plan Changer Rate Nebraska
Plan Changer Rate Nevada
Plan Rate Changer New Hampshire
Plan Changer Rate New Jersey
Plan Changer Rate New Mexico
Plan Changer Rate North Carolina
Plan Changer Rate Ohio
Plan Changer Rate Oklahoma
Plan Changer Rate Pennsylvania
Plan Changer Rate Rhode Island
Plan Changer Rate South Carolina
Plan Changer Rate South Dakota
Plan Changer Rate Tennessee
Plan Changer Rate Texas
Plan Changer Rate Utah
Plan Changer Rate Virginia
Plan Changer Rate Virgin Islands
Plan Changer Rate West Virginia
Plan Changer Rate Wisconsin
Plan Changer Rate Wyoming
Annual Rate Change
Not Applicable
Annual Rate Change Alabama
Annual Rate Change Alaska
Annual Rate Change Arizona UHIC
Annual Rate Change Arizona UHICA
Annual Rate Change Arkansas UHIC
Annual Rate Change Arkansas UHICA
Annual Rate Change California
Annual Rate Change Colorado
Annual Rate Change Conneticut
Annual Rate Change Delaware
Annual Rate Change District of Columbia
Annual Rate Change Florida
Annual Rate Change Georgia
Annual Rate Change Guam
Annual Rate Change Hawaii
Annual Rate Change Idaho
Annual Rate Change Illinois UHIC
Annual Rate Change Illinois UHICA
Annual Rate Change Indiana UHIC
Annual Rate Change Indiana UHICA
Annual Rate Change Iowa
Annual Rate Change Kansas_UHIC
Annual Rate Change Kansas_UHICA
Annual Rate Change Kentucky
Annual Rate Change Louisiana
Annual Rate Change Maine
Annual Rate Change Maryland
Annual Rate Change Massachusetts
Annual Rate Change Michigan
Annual Rate Change Minnesota
Annual Rate Change Mississippi_UHIC
Annual Rate Change Mississippi_UHICA
Annual Rate Change Missouri
Annual Rate Change Nebraska
Annnual Rate Change Nevada
Annual Rate Change New Hampshire
Annual Rate Change New Jersey_UHIC
Annual Rate Change New Jersey_UHICA
Annual Rate Change New Mexico
Annual Rate Change New York
Annual Rate Change North Carolina
Annual Rate Change North Carolina_UHICA
Annual Rate Change North Dakota
Annual Rate Change Ohio_UHIC
Annual Rate Change Ohio_UHICA
Annual Rate Change Oklahoma_UHIC
Annual Rate Change Oklahoma UHICA
Annual Rate Change Oregon
Annual Rate Change Pennsylvania_UHIC
Annual Rate Change Pennsylvania UHICA
Annual Rate Change Rhode Island
Annual Rate Change South Carolina
Annual Rate Change South Carolina_UHICA
Annual Rate Change South Dakota
Annual Rate Change Tennessee_UHIC
Annual Rate Change Tennessee _UHICA
Annual Rate Change Texas_UHIC
Annual Rate Change Texas_UHICA
Annual Rate Change Utah
Annual Rate Change Vermont
Annual Rate Change Virginia
Annual Rate Change Washington
Annual Rate Change Wisconsin
Annual Rate Change Wyoming
Annual Rate Change Montana
Annual Rate Change West Virginia
Wellness Extras (Value-Added Services)
AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company (UHIC) and insured by UnitedHealthcare Insurance Company of America in North Dakota offer wellness extras. Because Medicare supplement plans are standardized, one of the ways (aside from premium) that plans can be differentiated in the market is through value-added services.
Plan members can receive the following additional services at no additional cost. These services are separate from the Medicare supplement plan benefits and vary by state. For more detailed information, please view the state-specific Enrollment Kits and Producer Handbooks.
For New York Certificate holders, these offers are only available to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company of New York. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits and are subject to geographical availability.
For all other state Certificate holders, these offers are only available to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits, are not insurance programs, are subject to geographical availability and may be discontinued at any time.
Note that certain services are provided by Affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare.
Wellness Extras Availability:
AARP Membership Benefits Brochure
2024
AARP Medicare Rx Preferred from UHC (PDP)
Choose this plan if you want UnitedHealthcare's most extensive drug coverage and access to a broad pharmacy network
- $0 deductible
- $0 copay for a 3-month supply of Tier 1 and Tier 2 prescriptions with Optum Home Delivery
- $35 or less for a 1-month supply of covered insulin prescriptions
- $0 copay for most Part D covered adult vaccines including Shingrix
- $0 cost share for all Medicare Part D covered drugs in the Catastrophic Drug Payment Stage
AARP Medicare Rx Walgreens from UHC (PDP)
Choose this plan if you fill your prescriptions primarily at Walgreens pharmacies
- $0 deductible on Tier 1 prescriptions
- $2 copay for over 200 generic drugs at Walgreens pharmacies nationwide
- $35 or less for a 1-month supply of covered insulin prescriptions
- $0 copay for most Part D covered adult vaccines including Shingrix
- $0 cost share for all Medicare Part D covered drugs in the Catastrophic Drug Payment Stage
AARP Medicare Rx Basic from UHC (PDP)
Choose this plan if you receive Extra Help from Medicare
- $35 or less for a 1-month supply of covered insulin prescriptions
- $0 copay for most Part D covered adult vaccines including Shingrix
- $0 cost share for all Medicare Part D covered drugs in the Catastrophic Drug Payment Stage
AARP Medicare Rx Saver from UHC (PDP)
Choose this plan if you want a more robust pharmacy network
- $35 or less for a 1-month supply of covered insulin prescriptions
- $0 copay for most Part D covered adult vaccines including Shingrix
- $0 cost share for Medicare Part D covered drugs in the Catastrophic Drug Payment Stage
- Take advantage of over 65,000 in network pharmacies nationwide
Agent Reference Materials - PDP
Prescription Drug Reference Guide
2024 Part D Plan and Benefit Offerings
UnitedHealthcare® Dental, Vision, Hearing Plans
UnitedHealthcare Dental, Vision, Hearing (DVH) Plans are bundled dental, vision, hearing benefits for individuals age 65+, and are stand-alone plans that can be sold at the same time as, or without, an AARP Medicare Supplement Insurance Plan from UnitedHealthcare. These plans are true insurance plans, not a discount, and sold exclusively through agents like you, with an intuitive ‘add to cart’ shopping experience within LEAN and no additional certification needed to sell!
Why Dental, Vision, and Hearing Insurance?
For your clients, taking care of their health goes beyond regular medical checkups. Dental, vision, and hearing health are just as important to their overall well-being. Original Medicare (Parts A & B) does not cover routine dental and eye exams, hearing aids, and related exams and services. Having a supplemental plan like UnitedHealthcare Dental, Vision, Hearing can help provide your clients with the additional coverage they need to protect their overall health, and budget.
What do UnitedHealthcare Dental, Vision, Hearing Plans include?
- Dental Coverage: Use dental benefits right away, no wait for most services!
- Coverage without waiting periods for preventive, basic and most major services1 such as exams, cleanings, crowns and root canals. So, your clients can start using them right away!
- Coverage without waiting periods for preventive, basic and most major services1 such as exams, cleanings, crowns and root canals. So, your clients can start using them right away!
- Vision Coverage: Eye exams and eyewear, no waiting period!
- Vision health and routine eye exams have been shown to help with early detection of serious medical conditions. Coverage includes annual vision exams, and glasses or contacts, from a vision network with both private practice and leading retail providers.2
- Vision health and routine eye exams have been shown to help with early detection of serious medical conditions. Coverage includes annual vision exams, and glasses or contacts, from a vision network with both private practice and leading retail providers.2
- Hearing Coverage: Help with hearing aids, including over the counter!
- Hearing loss is an invisible problem that can affect your clients’ social life, safety and overall well-being. The plans include benefits from UnitedHealthcare Hearing, such as annual hearing exams and hearing aids, including over the counter (OTC) hearing aids.3
1Major services not covered on 500 and 500 Plus plans.
2Coverage for glasses (lenses and frames) or contact lenses once every 24 months.
3When you use a network provider.
Plan Availability
Dental, Vision, Hearing Plans are sold exclusively through agents like you, through AARP Medicare Supplement Plan LEAN.. These plans can be sold at the same time as an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company (UHIC) or UnitedHealthcare Insurance Company of America (UHICA).
*Hearing benefit is not available in OH.
Find more information on plans, rates, and networks by logging into LEAN for Medicare supplement.
Resources
- MARKETING
- Search “DVH” in the UHC Agent Toolkit for customizable, state-specific marketing pieces
- Customizable materials include flyers, Facebook posts, and promotional items
- Consumer Brochure
- DVH state-specific consumer brochures will be provided to your clients during the LEAN enrollment process, but are also a valuable resource during the sales process to educate your clients on the plan options, benefit details, and provides links to network providers.
- DVH Rate Pages, Policies Effective 10/2023-12/2023
- DVH Rate Pages, Policies Effective 1/2024-3/2024
- DVH Provider Search
- Search “DVH” in the UHC Agent Toolkit for customizable, state-specific marketing pieces
- TRAINING
- Find on-demand training and helpful DVH Job Aides, by searching “DVH" or "Dental, Vision, Hearing" in Learning Lab
- Check out the National Training Calendar for live training sessions
By using the Plan Search tool, it will allow you to explore all available plan options.
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